Five stars
4.9 average Google reviews

What’s your business credit score?

If it’s bad Thriday can help you improve it with better financial management systems, if it’s good, Thriday can help you maintain it!

WHY SHOULD I CARE

Is your business credit score secretly holding you back from success?

You may not even know you have a poor score. You could be paying more than you have to for loans and insurance, and your trust profile could be impacting sales and revenue

Your business credit score can affect:

Your interest rate on business finance

The higher your risk profile, the less lenders want to lend to you; therefore, the higher the interest rate they’ll charge.

How much you pay for business insurance

No one wants to pay more for insurance than they have to. With a bad credit score, your insurer could see you as a higher risk.

How legitimate you appear to suppliers

Your clients can access this same data to determine if it’s worth the risk of doing business with you. A poor score means less business.

How trustworthy you appear to clients

A bad score might not mean you’re untrustworthy, but it sure can look that way from a potential client's perspective.

Thriday makes it easy to track your business credit score for free

Thriday reveals your score and offers insights and tools to improve it. Plus, with features like automated bill payments and tax lodgment, Thriday can help you maintain a healthy score with better financial management systems.

THE BENEFITS

Keep your score healthy with Thriday

Automation, built-in forecasting and real-time reporting in Thriday gives you everything you need to maintain a healthy score and a healthy business

Automated bill payments

Late payments can impact your score. With bill manager, you can simply snap a shot of your bills as they come in to automatically schedule them for payment on the due date.

Automate your bill payments

Automatic tax calculation

A surprise tax bill can lead to any number of issues that impact your score. Thriday can calculate your tax as your money comes in and out so you always know how much to set aside.

Automate your tax calculation

Automated budgeting

As revenue comes in, you can create rules to automate the distribution of money between any number of accounts. Putting your budget on autopilot can help you maintain a good score.

Automate your budget

Cash flow management

See how your business is performing every time you log into Thriday. Seeing dips in income or recognising increases in expenses can help you identify issues before they become big problems.

Manage your cash flow

Here’s what our customers have to say

Jack Archibald
In my experience, Thriday makes business finances simple. It’s saved me hours of admin and taken the stress out of tax time. The automation just does what it’s meant to. As a small business owner, it’s exactly what I need.
In my experience, Thriday makes business finances simple. It’s saved me hours of admin and taken the stress out of tax time. The automation just does what it’s meant to. As a small business owner, it’s exactly what I need.
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Reviewed
July 9, 2025
Neil Parikh
A Game-Changer for Sole Traders and Contractors Thriday has completely changed how I manage my business finances. As a contractor, I wanted a tool that simplifies accounting, and Thriday delivered. The interface is clean, intuitive, and requires zero accounting or tech expertise to get started. I was able to create and send invoices in minutes, and what truly blew me away was how payments were automatically allocated across different tax accounts using the Profit First method. The “Profit First” and smart Allocation features are hands down my favourites—they take the mental load out of budgeting and make tax time stress-free. Additionally, they continually release new features that genuinely solve problems, rather than adding complexity. You can tell they actually listen to their customers—I suggested adding digital cards and was surprised when it was taken seriously and eventually rolled out. That level of responsiveness is rare. If you’re a sole trader or small business owner who hates admin, Thriday is worth trying. It’s like having an accountant, bookkeeper, and finance coach all rolled into one powerful, easy-to-use platform.
A Game-Changer for Sole Traders and Contractors Thriday has completely changed how I manage my business finances. As a contractor, I wanted a tool that simplifies accounting, and Thriday delivered. The interface is clean, intuitive, and requires zero accounting or tech expertise to get started. I was able to create and send invoices in minutes, and what truly blew me away was how payments were automatically allocated across different tax accounts using the Profit First method. The “Profit First” and smart Allocation features are hands down my favourites—they take the mental load out of budgeting and make tax time stress-free. Additionally, they continually release new features that genuinely solve problems, rather than adding complexity. You can tell they actually listen to their customers—I suggested adding digital cards and was surprised when it was taken seriously and eventually rolled out. That level of responsiveness is rare. If you’re a sole trader or small business owner who hates admin, Thriday is worth trying. It’s like having an accountant, bookkeeper, and finance coach all rolled into one powerful, easy-to-use platform.
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Reviewed
July 9, 2025
Renee Loves Frances
It has made running my business so much easier. Highly recommend to save time!
It has made running my business so much easier. Highly recommend to save time!
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Reviewed
July 8, 2025
Christos Raptis
highly reccomend thriday! has helped my business tremendously
highly reccomend thriday! has helped my business tremendously
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Reviewed
July 8, 2025
Gabrielle Rousseau
Absolutely loving Thriday for my business! Thriday has been a total game-changer for me. I compared it with heaps of other accounting and invoicing platforms—Xero, Hnry, you name it—and Thriday was the only one that actually ticked every box. It’s an all-in-one app that actually does it all—invoicing, accounting, expense tracking, and now even credit card payments via Stripe! That last update was a huge one for me. A lot of my clients pay with business credit cards, and before, I had to use a whole separate platform just for card payments. It was such a pain, honestly. But now with Stripe integrated, I can finally run everything through Thriday. It’s made my life so much easier. I had a couple of hiccups setting up the new feature, but the support team was brilliant—super quick email replies and everything was sorted in no time. It’s working perfectly now. I recommend Thriday all the time, especially in small biz Facebook groups. People always mention other providers, but I don't think enough people know how good Thriday actually is. The app is easy to use, the subscription is really well priced, and the features are genuinely top-tier. If you're a small business owner in Australia, seriously—give Thriday a go. It’s been one of the best decisions I’ve made for my business.
Absolutely loving Thriday for my business! Thriday has been a total game-changer for me. I compared it with heaps of other accounting and invoicing platforms—Xero, Hnry, you name it—and Thriday was the only one that actually ticked every box. It’s an all-in-one app that actually does it all—invoicing, accounting, expense tracking, and now even credit card payments via Stripe! That last update was a huge one for me. A lot of my clients pay with business credit cards, and before, I had to use a whole separate platform just for card payments. It was such a pain, honestly. But now with Stripe integrated, I can finally run everything through Thriday. It’s made my life so much easier. I had a couple of hiccups setting up the new feature, but the support team was brilliant—super quick email replies and everything was sorted in no time. It’s working perfectly now. I recommend Thriday all the time, especially in small biz Facebook groups. People always mention other providers, but I don't think enough people know how good Thriday actually is. The app is easy to use, the subscription is really well priced, and the features are genuinely top-tier. If you're a small business owner in Australia, seriously—give Thriday a go. It’s been one of the best decisions I’ve made for my business.
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Reviewed
July 1, 2025
Kaleb Rowe
Great and super easy to use
Great and super easy to use
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Reviewed
July 1, 2025
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Don't let a mystery number take away your control

Check your business credit score for free with Thriday today and take control of your business success.

Frequently asked questions

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How can Thriday help improve my credit score?

Thriday provides a system that promotes simpler, better financial management.

Lodge your BAS and tax directly from Thriday on time with no effort

Why should I care about my business credit score?

You may not even know you have a poor score. You could be paying more than you have to for loans and insurance, and your trust profile could be impacting sales and revenue

How is your business credit score calculated?

RiskScore uses three categories of data to assess the risk level of a business:

  • Tradeline behavioural data: CreditorWatch’s 55,000+ customers deliver more than 11 million monthly trade lines from businesses of all sizes and industries. This unique transaction data includes both positive and negative payment behaviour from corporate ATB uploads and SME payment data.
  • Business demographic risk data: This includes geographic risk clusters that capture risk of a certain location and factors such as business maturity, entity type, industry and tax status. Natural language processing is applied to business names to classify high-risk business types.
  • Traditional credit risk drivers, including ATO tax debt d
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Why waste time on financial admin when Thriday can automate it for you?

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